If you are an employee and have been injured on site at your workplace, you may be entitled to Worker’s Compensation under Pennsylvania law. The Pennsylvania Workers Compensation Act can provide you with benefits if you experienced injuries, illness, or disease at your place of work. It can also provide wage loss benefits if you cannot return to work because of your injuries, and it provides dependent survivors with death benefits if you were to pass away in a work-related incident.
Under the Act, employers are required to provide worker’s compensation for all of their employees, which include workers that only work seasonally or part-time. Therefore, almost every single Pennsylvania worker is covered under the Act. Furthermore, the Act extends to workers at non-profit organizations, small businesses, and unincorporated businesses.
However, when you file a worker’s compensation claim, you will quickly discover how complex the system is. Because of how important it is to make sure that you have a solid case, it is advisable to contact a worker’s compensation lawyer who knows the details of worker’s compensation litigation and can make sure that you receive the benefits that you deserve after your workplace injury.
Medical benefits are one of the main types of benefits covered by worker’s compensation. This means that any medical bills you experience because of your work-related accident will be paid for. This can be extremely important because workplace injuries are often very serious and painful. Whether you are a construction worker injured by a piece of construction equipment or a chemical worker suffering from asbestos poisoning, workplace injuries can cause a lot of pain even after the accident or incident.
Medical bills are also extremely expensive, which can make your workplace injury that much worse. Emergency room visits and hospital stays can be hundreds of dollars even for one day, and those costs do not cover surgery, medicine, or long-term care like physical therapy. This is when having benefits from worker’s compensation can be a financial life saver, because they will cover these costly medical bills that were the result of your workplace accident.
There are other kinds of benefits that worker’s compensation can award as well. One of these is a specific loss benefit, which provides compensation if you lose a body part like a finger, hand, foot, eye, arm, leg, or any permanent or long term disfigurement or loss of hearing or sight.
Another is the wage loss benefit, which makes sure to cover any earnings that you may have lost after your accident. Many workplace accidents leave victims unable to work for a period of time, if not indefinitely, which means that they cannot earn an income and pay for even their most basic bills like their rent, mortgage, car payments, and utilities. A worker’s compensation wage loss award will make sure that you continue to receive some form of income to cover those bills. The compensation covers roughly 65 percent of the employee’s average wage on a weekly basis.
The final worker’s compensation benefit is a death benefit. This benefit is paid out to any dependent survivors of an employee who is killed in a job-related accident or incident.
Worker’s compensation benefits cover a wide variety of work related accidents and incidents. These can include the physical injuries that can result from everyday work, ranging from the extreme of being injured by a piece of heavy duty equipment to slicing off a finger with a box cutter.
These can also include occupational diseases and illnesses. An occupational disease or illness is one that results from, or is made worse by, your workplace environment. This can include chemical poisonings, severe asthma attacks, and skin diseases. Filing these claims can be slightly more complicated, as it is somewhat more difficult to prove that a workplace caused or worsened a particular disease or illness. For this reason, the illness or disease must have occurred within 300 days of working in a place that could have caused or worsened the disease or illness. For lung-related conditions, if the employee worked with coal, silica, or asbestos, they must have worked in that environment for at least two years during the ten year period leading up to the disease or illness.
As mentioned above, filing a worker’s compensation claim can be time confusing and complex and may require the assistance of an experienced worker’s compensation lawyer. Notice must be given to the employer within 21 days of the accident or incident, and after 120 days, the claim will be barred completely. Having a worker’s compensation attorney can make sure that you file your claim within the right time frame and will have your case in order.
Furthermore, because our lawyers have extensive experience with worker’s compensation cases, they will be able to help you if your claim is denied. They will know whether or not to sue the employer or a third party or to take your case to court in order to make sure that you receive the most benefits that you can after your work related accident, incident, disease, or illness. To get your case started today, call us today. We will fight to get you the compensation you deserve as a Pennsylvania worker.
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